Attention homeowners: Real estate appraisal services for in Novato and Marin County
Check out the top seven reasons CA homeowners use Claxton Appraisal Service:
Own a house in or near Novato, CA and need help deciding the price of it?
At Claxton Appraisal Service, we understand the particular needs of a consumer after appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, attorneys, and CPAs. As our client, we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our conclusions. For Sale By Owner/Pre-Listing ServicesIt's very hard to be objective about your own house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Claxton Appraisal Service, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much you think your home is worth. Interested buyers know that you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value assessment than yours. Need to remove PMI?PMI stands for Private Mortgage Insurance. A preferred way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI eliminated from your loan. We're seasoned in helping customers just like you get rid of undesirable PMI insurance. Challenge a property tax assessmentLets say your home is not appreciating as much as other homes close by -- your local tax assessor may have your home overvalued. This means you are going to pay higher taxes than you should be paying. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from Claxton Appraisal Service is your perfect weapon when contesting your property tax assessment. Recently got a freeze your HELOC?Even if your specific property has not declined in value, your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. Not only can this be difficult and inconvenient from a cash flow point of view, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Claxton Appraisal Service can help you reinstate your HELOC. Need Field and Desktop Appraisal Review Services?Would you like a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need a professional to double-check your appraisal for accuracy? Claxton Appraisal Service offers field reviews where we go out and check the subject and comparables. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files. Do you need a retrospective review of an appraisal? Claxton Appraisal Service can We can assist you. Even though this is typically requested by banks, you may want to employ this service if you suspect mortgage fraud related to your property. |